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Sam's Club gift card & cashback rates

Warehouse Clubs
Max discount6%

3% Sam's Club Mastercard + 3% Rakuten = 6% max

Cashback

Rakuten3%

All Other Eligible Items; Appliances; Bedding; Books; Clothing, Shoes & Accessories; Delivery from Club (eligible items only); Electronics; Furniture; Gaming; Home; Home Improvement; Jewelry; Kitchen & Dining; Member's Mark Home; Office; Outdoor & Patio; Pickup Orders (eligible items only); Savings & Clearance; Sports & Fitness; Toys. Exclusions: Cash Back is not available on Consumables (Groceries, Household Essentials, select Personal Care) Gift Cards Alcohol Fuel Memberships My Pillow products Pharmacy Scan & Go purchases Tires Tobacco Stamps Travel Sam's Services Cell Phones iPads Orders deemed for reselling purposes and high volume orders Portion paid for by gift card or Sam’s Cash

Observed 2026-10-26 · Source

Activate 3% cashback at Rakuten
TopCashback2%

Online Purchase. Exclusions Purchases of Scan & Go items, Travel Bookings, stamps, MyPillow products, pharmacy items, accessories, computers (including iPads), Groceries, beverages, pet food, tires, fuel, cell phones, cell phone plans, alcohol and tobacco. Purchase or redemption of a Sam's Club gift card. Purchases using curbside pickup and Club pickup. Purchases from Sam’s Services and Walmart.com. Use of a coupon code not displayed on TopCashback. Terms Cash Back is calculated only on the item(s) price and does not include taxes, shipping or other fees. Purchases made with the intention of reselling or buying in bulk are ineligible for Cash Back and may be declined. Cash Back earned cannot exceed the total purchase amount. To be eligible for Cash Back on all products, you must begin your purchase with an empty shopping cart. Should your Cash Back fail to track automatically, please submit a Missing Cash Back Claim within 100 days of your order. See also our general terms & conditions. Join TopCashback

Observed 2026-10-26 · Source

Activate 2% cashback at TopCashback

Credit cards

Sam's Club Mastercard3%

3% wholesale clubs · At Sam's Club for Plus members (card 3% + Plus keeps total 5% in-club with membership 2%); Club members 1% card

Apply — Sam's Club Mastercard 3%
Robinhood Gold Card3%

3x everything else · Requires Robinhood Gold ($50/yr or $5/mo); waitlist/invite-only · points ≈1¢/pt baseline

Apply — Robinhood Gold Card 3%

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Max discount is the best payment option (best card or gift card rate) plus the best cashback rate. This theoretical sum may combine different eligibility rules; stacking is unverified. Verify stock and conditions before purchasing.