Overstock gift card & cashback rates

Gift cards

Max discount14.5%

6.5% Fluz + 8% BeFrugal = 14.5% max

Gift cards

Fluz

Rate: 6.5%
Observed: 2026-10-25

API post-payment reward. App rates may differ.

Get gift card at Fluz

Cashback

BeFrugal8%

Cash Back. See BeFrugal store page for cashback exclusions and terms.

Observed 2026-10-26 · Source

Activate 8% cashback at BeFrugal

MrRebates1%

Cash Back. * Cash Back is only awarded on Overstock.com purchases. * Use of an Overstock promo code found outside of Mr. Rebates will void cash back. * Cash Back is not available on memberships, buyer samples, formula foods, formula chemicals, gift cards, gift wrapping and orders deemed reseller or believed to be purchased for reselling purposes. See MrRebates merchant page for exclusions and terms.

Observed 2026-10-26 · Source

Activate 1% cashback at MrRebates

Credit cards

Amex Blue Cash Everyday3%

3% online shopping · $6,000/yr U.S. online retail, then 1%

Apply — Amex Blue Cash Everyday 3%

BofA Customized Cash Rewards3%

3% online shopping · First $2,500/quarter combined 3% choice + 2% grocery/wholesale, then 1%

Apply — BofA Customized Cash Rewards 3%

Robinhood Gold Card3%

3x everything else · Requires Robinhood Gold ($50/yr or $5/mo); waitlist/invite-only · points ≈1¢/pt baseline

Apply — Robinhood Gold Card 3%

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Max discount is the best payment option (best card or gift card rate) plus the best cashback rate. This theoretical sum may combine different eligibility rules; stacking is unverified. Verify stock and conditions before purchasing.