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Macy's gift card & cashback rates

Department Stores
Max discount18%

10% Fluz + 8% Rakuten = 18% max

Gift cards

BeFrugal
Cashback
8%
Collected
2026-10-26

Fixed cashback credited to your BeFrugal account after buying. On the BeFrugal gift card page, click "Shop Gift Cards".

Get gift card at BeFrugal

Cashback

Rakuten8%

All Other Categories. Exclusions: Furniture & Mattresses will earn 1.5% Cash Back. Items shipped and sold by Marketplace (third party sellers as indicated on the product page) and Electronics will earn 1.5% Cash Back. Cash Back is not available on orders placed through macyswineshop.com, the purchase of gift certificates, Books, leased brand Items, Health/Fitness, adjustments, reorders, gift cards, corporate gift cards, orders made by Macy’s employees, Sports Fan Shop by Lids, Shoes by Finish Line, sunglasses/Sunglasses by Sunglass Hut, glasses by LensCrafters and these brands: Apple, Birkenstock, BCBG, Motherhood Maternity, Hugo Boss, Mango, Pandora, and Marc Jacobs. Special Terms: The portion of orders paid for using Macy's Star Dollars do not qualify for Cash Back.

Observed 2026-10-26 · Source

Activate 8% cashback at Rakuten
TopCashback8%

Online Purchases - See Exclusions. Exclusions Purchases of gift cards, gift certificates, Apple products and select brands in various departments and stores like Finish Line at Macy’s. For full details, please see https://www.topcashback.com/dyn/macys-exclusions/. Purchases made by Macy’s employees. Use of a coupon code not displayed on TopCashback. Terms Cash Back is calculated only on the item(s) price and does not include taxes, shipping or other fees. Cash Back will track once your item(s) have been shipped. Macy’s defines marketplace purchases as products shipped and sold by third-party sellers as indicated on the product page. If Star Money is used for a purchase, Cash Back will only be calculated on the amount paid by the member. The amount covered by Star Money will not receive Cash Back. Purchases made with the intention of reselling or buying in bulk are ineligible for Cash Back and may be declined. Cash Back earned cannot exceed the total purchase amount. If an item is returned or a partial refund has been issued, your Cash Back for the whole order will be declined. To be eligible for Cash Back on all products, you must begin your purchase with an empty shopping cart. Should your Cash Back fail to track automatically, please submit a Missing Cash Back Claim within 100 days of your order. See also our general terms & conditions. Join TopCashback

Observed 2026-10-26 · Source

Activate 8% cashback at TopCashback

Credit cards

Robinhood Gold Card3%

3x everything else · Requires Robinhood Gold ($50/yr or $5/mo); waitlist/invite-only · points ≈1¢/pt baseline

Apply — Robinhood Gold Card 3%

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Max discount is the best payment option (best card or gift card rate) plus the best cashback rate. This theoretical sum may combine different eligibility rules; stacking is unverified. Verify stock and conditions before purchasing.